Terms of Service

Last updated: 21 August 2026

These terms govern your use of Renew (“the service”). By creating an account you agree to them.

Your account

• You're responsible for keeping your login secure and for activity on your account.
• Provide accurate information and keep it up to date.
• You must be old enough to form a binding contract in your jurisdiction.

Acceptable use

Use Renew to manage your own money. Don't upload unlawful content, attempt to breach security, or disrupt the service for others.

Your content

You own the money data you add. You grant us only the limited permission needed to store it and show it back to you. You can export your data or delete it at any time.

Not a bank, not financial advice

Renew is a tool to help you see and organise your money. Renew is not a bank; it does not connect to your bank accounts, hold your funds, move or process money, and does not provide financial, investment or tax advice. You record and track your own money in Renew, and you remain responsible for your own money decisions, payments and deadlines.

The service

• Renew is provided “as is”; we work to keep it reliable but can't guarantee it will always be available or error-free.
• Paid plans, if offered, will be described clearly before you're charged; you'll never be billed without opting in.

Ending your use

You can delete your account at any time from Settings. We may suspend accounts that violate these terms.

Changes

We may update these terms; we'll reflect the date above and, for material changes, let you know in the app.

Contact

For any question or help, email us at meetzapstudio@gmail.com.

This document is a plain-language starting point and not legal advice; adapt it to your jurisdiction before launch.